With the so-called “passive” banking, you can:

• check the current availability of your bank accounts (current, savings, etc.) and monitor the activities on them;
  
• check your utility bills;
  
• monitor your pension insurance account in Allianz Bulgaria 
  
• apply for cash withdrawals, debit and credit card issuance, overdraft and consumer credit.

With active banking, you can perform a full range of banking services:

1. Non-stop banking
   With Allianz E-Bank you can bank 24 hours a day, 7 days a week, without regard to the working hours of the bank office servicing you. All you need is a computer and Internet access. 
   
   
2. Single account
   You use only one account for online transactions, operations in a bank office, for a debit card, for payment of loan installments, as well as for payment of your insurances in Allianz Bulgaria.
   
   
3. Real-time speed
   Every banking transaction in Allianz E-Bank is immediately reflected in the accounting system of the Bank. Intrabank transfers are executed within the accounting day. Interbank transfers are executed in terms depending on the used payment system.
   
   
4. Account info

• daily and periodic statements and reports for all your accounts
• current status and credit card statement
  
• loan repayment plan
  
• central and trade exchange rates of Allianz Bank Bulgaria.
  
• capability to export information in various formats /TXT, XML, Excel, Excel 97, SWIFT MT940/, as well as its printing.
  
  

         5. Making transfers

• bank transfers in BGN and foreign currency in real time
  
• transfers for servicing your loans and credit cards
  
• mass payments
  
• transfers to the budget for payment of taxes, contributions, customs duties, other liabilities
  
• cashless purchase and sale of currency with the possibility of negotiating preferential rates
  
• ordering of transfers in the country and abroad today, with the possibility of making the payment on a specified future date
  
• request for immediate collection (direct debit) and processing of received requests for immediate collection
  
• filling in the documents accompanying the transfers in an electronic version.
  

    6. Monthly payments
You can make your monthly payments, WITHOUT additional fees for individuals and WITHOUT a fee for interbank transfer for legal entities.
With Allianz E-Bank you can pay bills for:

• mobile phones
  
• landlines
  
• electricity
  
• Internet services
  
• cable and satellite TV
  
• heating
  
• alarm and security services
  
• gas
  
• water

• current status of insurance accounts
  
• movements on the insurance account
  
• to make a check for missing contributions
  
• to add additional funds to your voluntary fund (in case of a contract for additional contributions)
  
• to receive information about the value of one unit at the time of inquiry

• possibility for online signing of an electronic contract for opening an online savings account and four types of deposit products;
  
• use of one username and password in Allianz E-Bank, regardless of how many customers you have access rights to;
  
• the ability to provide other people with access to your accounts by pre-determining the relevant access rights for each person;
  
• access to the system from the 5 most used browsers – Internet Explorer, Mozilla Firefox, Google Chrome, Opera and Safari. You can find more information in the Access and Authentication guide.