Desires need a bank. A mortgage loan for the home you deserve!



  • Term – up to 25 years
  • Loan amount – up to EUR 100 000 / BGN 200 000
  • Financing – up to 80% of the value of the property
  • Interest rate conditions – the interest rate is variable and is defined as the sum of the reference rate and a fixed margin depending on the currency and collateral

See Reference Rate Methodology

The bank decides to grant a loan and determines the individual interest conditions on it after assessing the creditworthiness of the customer.

What can you use a Mortgage loan for?

Purchase of a residential property - completed or under construction


Purchase of a residential property


Repair and finishing works of a residential property

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