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The loan for payment the tuition fees is equal to the due fees for the remaining term of study of the borrower according to the curriculum of the respective major and educational qualification degree, or educational scientific degree.
The loan for living expenses is formed as a sum of the semester expenses for the remaining term of study of the borrower. The semester expenses are equal to the minimum wage multiplied by the number of months during the respective semester.
Fixed annual interest rate: 7%.
The borrower does not owe any fees, commissions or other costs associated with the granting and management of the loan.
The loan for payment of tuition fees is utilized by transfers to the bank account of the higher school or research organization within the period specified in the loan agreement, but not later than the last date for payment of the tuition fee for the respective semester.
The loan for living expenses is utilized by transfers to the borrower’s account at the beginning of each semester according to the loan agreement.
The period in which the student / doctoral candidate does not owe interest and principal on the loan. The grace period lasts from the conclusion of the agreement until the expiration of one year from the first date for conducting the last state exam or defense of a diploma thesis, according to the curriculum.
When applying for a loan for living expenses, the following documents are additionally provided:
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