What does a Work & Travel Loan from Allianz Bank Bulgaria include?

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Loan Amount
from BGN 1,000 to 10,000
from 1 to 72 months
Grace Period
up to 12 months without payment of interest and principal


Interest rates: 6.90 % variable interest rate


  • APR of 8.44% for the amount of BGN 5,000, term of 36 months with a 12-month grace period, including monthly fee for the Allianz Academica package and preliminary research fee - BGN 60.


  • Monthly loan installment: BGN 223.64;
  • Total amount due for a loan term of 36 months: BGN 5,851.47;
  • Total amount due upon repayment of the loan in full when the agreed grace period expires: BGN 5,373.
  • For loan amount up to BGN 10,000 – joint debtor
Integral Work & Travel USA
For 25 years now, Integral has been helping Bulgarian students find the best opportunity for their education, becoming one of the leading companies in Bulgaria offering the Work and Travel program! The best job offers, a wide variety of locations and employers, constant support and positive emotions combined in one sentence – Work and Travel by Integral.

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