For a credit of BGN 40 000 and a repayment period of 4 years
Annual interest rate****
Total amount due
BGN 44 358,11
What can you use a Special Consumer loan for?
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*Provided that you meet the conditions of the group life insurance of ZAD Allianz Bulgaria Life.
**The bank may require additional documents and / or a guarantor depending on the individual assessment of the customer’s creditworthiness.
***The given example is for applicants with a net monthly income over BGN 1 500. The value of the APR includes costs for a fee for review and preparation of an opinion – BGN 270, a fee for opening a current account – BGN 3, a monthly fee for maintaining a current account – BGN 2.20.
****The annual interest rate is variable and is defined as the sum of the reference rate in BGN or EUR and a fixed margin. The reference rate is determined according to approved Methodologies published on www.allianz.bg. The bank announces on the first business day of January and on the first business day of July of each calendar year the new value of the reference rate applicable to loans in BGN and EUR.
The interest margin is determined after an individual assessment of the customer’s creditworthiness. The conditions are applicable in case you meet the requirements of the bank. In individual cases, the terms of financing set by the bank for a specific loan, including the determined interest rate, may differ from the values specified above or additional discounts from the specified parameters may be applied.