Main parameters

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Individuals and legal entities
Minimum funded amount
5 000 EUR
up to 72 months
Downpayment, excl. VAT
min. 15%
Residual value
Depending on the term of the contract. Due at the end of the contract period in case of acquisition of the asset
Rescheduled for the period of the lease agreement, due with each lease installment
Leasing scheme
Annuity monthly installments (equal principal option is possible)
Age of the leased assets
Max  7-year old at contract maturity
Insurance protection
Insurance against all inherent risks in favour of Allianz Leasing Bulgaria EAD. The insurer for the term of the lease agreement is ZAD Allianz Bulgaria

Financial lease with an option to transfer ownership is suitable for

Machinery and construction equipment
Agricultural machinery
Cars and Vans
Trucks, trailers and buses
Financial lease with an option to transfer ownership
This type of lease gives you the choice to pay the residual value of the leased asset, thereby acquiring ownership of it, or to waive this right of yours so the asset would remain owned by the leasing company.
In the case of financial lease with an option to acquire the ownership, VAT is charged and paid with each monthly lease installment. Currently, each month the lessor issues an invoice for the due monthly installments, including VAT.
In this type of contract, the option to transfer ownership of the asset from the lessor to the lessee is agreed. For this purpose, what is necessary is:
  • Explicit statement of the lessee’s will to exercise the option.
  • Payment, by the lessee, of the value of the option (residual value of the asset).

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Product documents


Forms, sample contracts, templates, insurance conditions, info-sheets and other useful documents.