Advantages

Acquisition of ownership at the end of the lease period
VAT on interest is not charged
The contract has no residual value at the end of the lease period
It is suitable for Legal Entities with large sales that have effective VAT contribution

Main parameters

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Lessee

Legal entities (Individuals can also use the product, but cannot refund VAT)

Minimum funded amount

5 000 EUR

Term

up to 72 months

Downpayment, excl. VAT

min. 15%

Residual value

None

VAT

Paid in advance at the beginning of the period upon acceptance of the asset

Currency

EUR

Leasing scheme

Annuity monthly installments (equal principal option is possible)

Age of the leased assets

Max 7-year old at contract maturity

Insurance protection

Insurance against all inherent risks in favour of Allianz Leasing Bulgaria EAD. The insurer for the term of the lease agreement is ZAD Allianz Bulgaria

Do you want to take advantage of our offer?

Request a meeting with a consultant

Financial lease with a clause to transfer ownership is suitable for

Machinery and construction equipment

Agricultural machinery

Cars and Vans

Trucks, trailers and buses

More information

With a financial lease contract with a clause for transfer of ownership the following conditions have to be met:

the contract must contain an explicit clause for the transfer of ownership of asset to the lessee;
Ownership is transferred after the expiration of the lease contract.

Features of this type of contracts

VAT is charged immediately after the acceptance of the leasing object to the customer. An invoice is also issued for the financed part of the purchase price of the asset, as the lessee should pay VAT on this invoice immediately after its issuance, and the tax base of the invoice is repaid in installments according to the repayment plan.