Main parameters

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Legal entities (Individuals can also use the product, but cannot refund VAT)
Minimum funded amount
5 000 EUR
up to 72 months
Downpayment, excl. VAT
min. 15%
Residual value
Paid in advance at the beginning of the period upon acceptance of the asset
Leasing scheme
Annuity monthly installments (equal principal option is possible)
Age of the leased assets
Max  7-year old at contract maturity
Insurance protection
Insurance against all inherent risks in favour of Allianz Leasing Bulgaria EAD. The insurer for the term of the lease agreement is ZAD Allianz Bulgaria

Financial lease with a clause to transfer ownership is suitable for

Machinery and construction equipment


Agricultural machinery
Cars and Vans
Trucks, trailers and buses

With a financial lease contract with a clause for transfer of ownership the following conditions have to be met:

  • the contract must contain an explicit clause for the transfer of ownership of asset to the lessee;
  • Ownership is transferred after the expiration of the lease contract.
Features of this type of contracts
  • VAT is charged immediately after the acceptance of the leasing object to the customer. An invoice is also issued for the financed part of the purchase price of the asset, as the lessee should pay VAT on this invoice immediately after its issuance, and the tax base of the invoice is repaid in installments according to the repayment plan.

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Product documents


Forms, sample contracts, templates, insurance conditions, info-sheets and other useful documents.