The compulsory Motor Third Party Liability Insurance covers pecuniary and non-pecuniary damages caused to third parties as a result of the use of a motor vehicle.

Includes the costs incurred by the driver of the motor vehicle for filing and/or proving a court claim, as well as the costs in the course of court proceedings in Bulgaria for non-pecuniary damages suffered in connection with a traffic accident.

Includes services and assistance in the event of an accident of the motor vehicle (e.g. repair on site or transport to the nearest repair shop).

Covers risks related to the life, health or physical integrity of the driver and passengers in the vehicle as a result of a traffic accident that occurred during the movement or stay of the vehicle (including getting in or out of it).

Covers damages to motor vehicles directly caused by hail, storm, flood, torrential rain, lightning, fall of ice pieces or snow mass, earth collapse or landslide, volcanic action.

Covers damages to the motor vehicle directly caused by fire, explosion and implosion, including the cost of cleaning the interior of the passenger compartment.

Covers damages to the motor vehicle directly caused by an animal collision if the event is attended by the competent authorities and they issued official record for the event.

Covers risks under basic coverage at higher limits of liability.

To the base coverage, additional services in the event of an accident of the motor vehicle are added, such as: Replacement car, hotel accommodation, replacement of a flat tire or fuel delivery, transport of the driver and passengers, etc.

Covers theft/robbery of the entire motor vehicle or partial loss to the motor vehicle, when it is discovered before the payment of the indemnity for theft/robbery of the entire motor vehicle, and this partial loss is covered according to your package;

Covers damages related to breaking or damage of the car’s windshield, side glasses or its glass ceiling when there are no other damages from the same insurance event.

Covers damage to the motor vehicle due to malicious actions of third parties, incl. vandalism, intentional arson and detonation.

Covers damage directly caused by a traffic accident or collision with and/or an impact by other physical objects where this is no traffic accident.

In case of paid insurance indemnity under Casco for an Insurance event leading to Total loss of the vehicle (total damage, theft or robbery), we will pay compensation for your financial loss as a result of the impairment of the vehicle. The insurance indemnity under the coverage is defined as the difference between the total Insurance amount under Casco, concluded within 6 months from the date of first registration of the vehicle and its actual value as of the date of the Insurance event, which led to Total Loss.