Contactless credit cards
For a good start!
Advantages
What do you get?
Allianz Bank Bulgaria issues credit cards with built-in functionality for making contactless payments, thanks to which your shopping will be faster and more convenient.
Bring your card close to the POS device and the payment will be made in less than a second!
The contactless technology allows payment up to EUR 50 (97.79 BGN) without entering a PIN code. This saves you time on daily purchases and will save you from the annoying change. Amounts over EUR 50 (97.79 BGN) can also be paid contactlessly, but you need to enter your PIN code to confirm the payment. Contactless payments are fast and convenient!
Payment is safe and completely secure!
Contactless payments have the same high level of protection as standard payments through reading the chip on the card. In order to make a contactless payment, it is necessary for the card to be closer than 5 cm from a device that accepts contactless payments. That is why you have full control over the payments with your card.
What are the benefits of the revolving credit card of Allianz Bank?
Bonus! Holders of Mastercard Business credit cards enjoy free Travel Assistance – Medical Expenses insurance.
Currency
EUR or USD.
Credit limit
The maximum credit limit on a credit card is EUR 10 000 (19 558,30 BGN) .
Grace period
When making payments at merchat locations (or web pages), e.g. buying goods and paying for services by a credit card, the funds spent do not bear interest until the expiration of the grace period in case they are repaid within the period. The grace period ends on the 15th day of the month following the reporting month. After its expiration, funds are remunerated according to the bank’s tariff. When withdrawing cash, interest is accrued from the moment of withdrawal.
Minimum repayment installment (MRI)
One of the biggest advantages of a revolving card is the ability to defer the repayment of utilized funds. To take benefit from option, you need to cover part of the used funds on a monthly basis in the form of a minimum repayment installment. MRI is paid by the end of the working day on the 15th day of the month following the reporting month and is calculated as 3% of the utilized funds + the due interest
Repayment
The minimum repayment installment and the funds from the used credit limit are repaid in one of the following ways:
The bank provides you with additional convenience by sending a free SMS on a monthly basis for the amounts of the due MRI and full amount of repayment.
We offer you an insurance program specially developed for the security of your bank card called Safe Card. The product is offered for both debit and credit cards issued by Allianz Bank Bulgaria as a preventive measure against abuse in case of theft or loss. Safe Card insurance provides additional protection for your money, personal documents and keys anywhere in the world, for only EUR 0.02 (0.01 BGN) a day.
Benefits of the Safe Card insurance:
Coverage of the Safe Card insurance:
Validity of the Safe Card insurance:
The Safe Card insurance is valid from the moment of conclusion until the expiration of the specified debit or credit card.
The insurance premium is for a period of one year. Upon expiration of the one-year period, the bank automatically accrues the insurance premium for the next one-year period, every year until the expiration of the insurance. That way, as long as your card is valid, you have a valid insurance.
You can conclude a Safe Card insurance at the nearest Allianz Bank Bulgaria office at any time during the validity of your card, as well as during its issuance.
For detailed information and consultation, welcome to the most convenient for you financial center of Allianz Bank Bulgaria.
3D Secure is a debit and credit card service that provides a high level of security when paying online. For each transaction initiated through a virtual 3D POS terminal, the bank generates and sends to the mobile number specified by the cardholder a unique secret code which serves to confirm the payment. The code is valid for up to 15 minutes from the moment of its generation and can be used only for the transaction for which it was generated.
Credit cards issued by Allianz Bank Bulgaria are pre-registered for the service, and debit cards can be registered at the cardholder’s request or automatically within one working day from the moment of the first transaction on the Internet. The service is completely free for cardholders of Allianz Bank Bulgaria.
The secret transaction confirmation code is sent via SMS with the following content:
Vashata ednokratna parola za VbV/SecureCode e 132188 (za plashtane s kod XGEJ) (Your one-time password for VbV / SecureCode is 132188 (for payment with code XGEJ))
The six digits in the text of the SMS represent the secret code and should be entered in the field provided for this purpose when making a transaction. The four letters represent the payment code and serve to link the SMS message to the specific payment – this code is displayed at the top of the web page together with the last four digits of the mobile number to which the SMS with the secret code was sent. The message on the website reads as follows:
For the payment with the letter code XGEJ, enter the six-digit password received via SMS on your mobile phone ******5658.
In the given example, the digits 5658 represent the last four digits of the mobile number to which the SMS was sent.
You can request the generation and sending of a new secret code for the same transaction by selecting the “Generate a new password” option located just below the secret code entry field.
Important features of the service:
Cards that have been registered for the service using a fixed secret code will be automatically subscribed to receive a secret code via SMS.
3D Secure for secure payments on the Internet!
Overseas coverage is valid for an unlimited number of trips within 365 days (with a maximum duration of each individual trip of up to 30 days and a total of up to 180 days for all trips).
Insurance coverage is activated by purchasing a travel package or part of it/ticket for airplane, bus or other means of transportation, hotel reservation, rent-a-car/ or other travel-related service using the insured card on the territory of the Republic of Bulgaria or when using the insured card at ATMs or POS terminals abroad during the trip.
In case of insurance event (accident), the Insured or the persons accompanying him should promptly, within 24 hours of the occurrence, contact the Assistance company/Insurer on 24-hour duty telephones +359 2 9503850, e-mail: [email protected].
Travel Assistance Insuarance Certificate
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Important Information
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