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Purpose

Financing of costs for  construction of a photovoltaic power plant for the production of electricity for self-consumption or for the purpose of sale of electricity on the free market.

The investment includes land, technical projects, connection costs, etc.

 



Advantages

  • Extended repayment period
  • Flexibility of collateral requirements and possibility of inclusion under EU and national funding programs 
  • Grace period option for newly built PV power plants
  • Possibility of financing of VAT for the investment
  • The carbon footprint and negative impact on the environment is reduced

Parameters

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  PV power plants for self- consumption PV power plants for the purpose of production and sale of electricity on the free market
Maximum power of PV power plant Up to 1 mW Up to 3 mW
Currency BGN/EUR BGN/EUR
Loan amount Up to 1 mio BGN or EUR equivalent Up to 2.4 mio BGN or EUR equivalent
Percentage of funding  Up to 80% of the project value (VAT excl.), but no more than BGN 1,000 for 1 kW of installed power Up to 80% of the project value (VAT excl.), but no more than BGN 800 for 1 kW of installed power
Term Up to 120 months Up to 144 months
Grace period Up to 6 months Up to 9 months

Other terms

Repayment 

Equal annual installments. Monthly installments can be flexible according to the electricity produced

Collateral

  • the assets subject to the investment
  • personal commitment from company owners
  • others at the discretion of the bank
  • possibility of inclusion under EU and national funding programs

Interest 

Variable annual interest rate formed by a reference interest rate and a fixed margin.

Fees 

  • Preferential loan management fee
  • Other fees are according to the Bank's Tariff

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